Introduction: What Is the Travel Money Oz Card?
When planning your international travel, one of the biggest concerns is how to carry and spend money safely and easily abroad. That’s where the Travel Money Oz Currency Pass Card comes in. It’s a prepaid travel money card that helps you manage multiple currencies and avoid the hassle of carrying cash or using your regular debit/credit card overseas.
In this article, we’ll give you a complete guide to the Travel Money Oz Card — its benefits, fees, how to use it, and why it could be a smart option for your next trip.
What Is the Travel Money Oz Currency Pass?
The Travel Money Oz Currency Pass is a multi-currency prepaid travel card. It allows you to load, store, and spend in up to 10 foreign currencies. You can use the card just like a debit card at shops, restaurants, ATMs, and online – all while avoiding international transaction fees often charged by regular bank cards.
It’s offered by Travel Money Oz, a trusted currency exchange company in Australia.
Key Features of the Travel Money Oz Card
Here are some of the main features that make the card popular:
- Supports up to 10 currencies (AUD, USD, EUR, GBP, JPY, NZD, CAD, SGD, HKD, THB)
- Lock in exchange rates when you load money
- No international transaction fees on purchases
- Accepted worldwide wherever Mastercard is accepted
- 24/7 global emergency assistance
- Free mobile app for balance and currency management
How Does the Travel Money Oz Card Work?
Using the card is simple and user-friendly:
- Order the card online or pick it up at a Travel Money Oz store.
- Create an account and register your card.
- Load the card with AUD and convert it to the currencies you want.
- Use the card overseas for purchases or ATM withdrawals.
- Top up anytime using the app or online portal.
The card uses preloaded currencies first, so if you’re in Europe and you have Euros loaded, it will use that balance. If not, it will convert from AUD using the Mastercard rate with a small margin.
What Are the Benefits of Using a Travel Money Oz Card?
1. Security and Safety
Carrying large amounts of cash can be risky. With a Travel Money Oz card, you reduce that risk and enjoy PIN and chip protection. If your card is lost or stolen, it can be blocked and replaced quickly.
2. Avoid Bank Fees
Most Australian banks charge foreign transaction fees. This card lets you bypass those fees, making it more cost-effective in the long run.
3. Lock-in Exchange Rates
One of the biggest perks is the ability to lock in your exchange rate at the time of loading. This can save you money if the market fluctuates while you’re traveling.
4. Convenience
No need to visit money exchange booths abroad. Just load your card in Australia and use it like a local overseas.
5. Track Your Spending
The mobile app and online portal help you monitor spending, check balances, and transfer money between currencies — all from your smartphone.
Where Can You Use the Travel Money Oz Card?
The card works wherever Mastercard is accepted, which includes millions of locations worldwide:
- Restaurants and cafés
- Hotels and resorts
- Online shopping sites
- Public transport in many countries
- ATM machines globally
Travel Money Oz Card Fees (Updated 2025)
Here’s a breakdown of the common fees associated with the card:
| Fee Type | Amount |
|---|---|
| Card Issuance Fee | AUD $0 (free in-store or online) |
| Currency Conversion Fee | 4% (if spending in unsupported currency) |
| ATM Withdrawal Fee | AUD $3.50 (international) |
| Inactivity Fee | AUD $4/month (after 12 months) |
| Card Replacement Fee | AUD $10 (domestic), AUD $15 (international) |
| Reloading Fee | AUD $0 (via BPAY, PayID, or debit card) |
Note: Always double-check the latest fee structure on their official website.
How to Load and Reload Money onto Your Card
You can load your Travel Money Oz card in the following ways:
- Online via the Currency Pass Portal
- Travel Money Oz mobile app
- In-store at any Travel Money Oz branch
- Via BPAY or PayID
The platform allows you to add funds in AUD, which you can then convert into other currencies at locked-in rates.
How to Check Your Balance
There are three easy ways to check your card balance:
- Log in to the Currency Pass online portal
- Use the Travel Money Oz mobile app
- Call the 24/7 customer care number on the back of your card
What to Do If Your Card Is Lost or Stolen
In case your card is lost or stolen:
- Log in to your online account or app and block the card
- Call the emergency assistance number immediately
- Order a replacement card, which can be shipped to you locally or overseas
You’re protected with Mastercard Zero Liability, so unauthorized transactions are not your responsibility if reported quickly.
Who Should Use the Travel Money Oz Card?
This card is ideal for:
- Frequent travellers
- Students going abroad
- Digital nomads and remote workers
- Families planning vacations
- People traveling to multiple countries
Comparison: Travel Money Oz vs. Other Travel Cards
| Feature | Travel Money Oz | Wise Travel Card | Travelex Money Card |
|---|---|---|---|
| Currencies Supported | 10 | 40+ | 10 |
| Exchange Rate Lock | Yes | No | Yes |
| International ATM Fees | $3.50 | Varies | $3.50 |
| App & Online Support | Yes | Yes | Yes |
| Bank Backed | Yes | Yes | Yes |
Travel Money Oz stands out for its simplicity, locked-in rates, and good customer support. However, if you want access to a wider range of currencies, then cards like Wise may be a better fit.
FAQs About Travel Money Oz Card
Q1: Can I use the card in any country?
Yes, as long as the country accepts Mastercard payments.
Q2: Is there a daily spending limit?
Yes, usually around AUD $10,000 per day, but it’s best to check your account settings.
Q3: Can I withdraw cash using this card?
Yes, from any ATM that supports Mastercard. A withdrawal fee will apply.
Q4: How do I reload while overseas?
Use the app or portal and fund it via BPAY, debit card, or PayID.
Q5: What happens to leftover currency after my trip?
You can keep it for your next trip or convert it back to AUD.
Q6: Is it better than using a credit card abroad?
Yes, if you want to avoid interest charges and foreign transaction fees.
Final Thoughts: Is the Travel Money Oz Card Worth It?
The Travel Money Oz Currency Pass Card is a practical and secure option for travelers who want control over their money while overseas. With multiple currency support, locked-in rates, and no foreign transaction fees, it’s a solid tool to help you stick to your travel budget.
While it has a few fees (especially for inactivity or currency conversion), it’s still one of the most user-friendly and reliable prepaid travel cards available in Australia.
Whether you’re planning a backpacking trip through Europe, a family holiday to the U.S., or a business trip to Asia — the Travel Money Oz Card can help you spend smarter, safer, and easier.
