Need emergency internet but don’t have balance? Don’t worry! If you’re an Airtel user, getting a 1GB data loan is super easy. Whether you’re stuck in the middle of something important or just want to quickly browse, Airtel’s data loan feature has your back. In this guide, we’ll show you step-by-step how to take a 1GB loan in Airtel without any hassle.
What is a Data Loan in Airtel and Why People Use It?
A data loan in Airtel is a service that lets prepaid users borrow internet data when they run out of balance. Basically, you’re getting a small amount of internet (like 1GB) on credit. You can use it right away, and the amount will be deducted from your next recharge. Simple, right?
People use Airtel data loans for various reasons. Imagine you’re outside, trying to book a cab, make an online payment, or message someone on WhatsApp, and your data runs out. You don’t have time to recharge or maybe you don’t have the money at that moment. That’s when a data loan becomes your lifesaver.
This feature is especially useful in emergencies. Many users rely on it when they can’t access a nearby recharge store or don’t have access to UPI or online wallets at the moment.
How to Take 1GB Loan in Airtel – Step-by-Step Guide
Taking a data loan in Airtel is quite simple. You don’t need to go to any store or fill out any form. Just a few taps or a USSD code, and you’re good to go. Here’s how to do it:
- Make sure your SIM is a prepaid Airtel number.
- You should have a low balance or no active data pack.
- You can request the loan via the Airtel Thanks app or by dialing a USSD code.
- Once approved, 1GB of data will be credited to your account.
- You can now use this data just like any regular data pack.
- The charge will be automatically deducted from your next recharge.
Just keep in mind, if you already have a data loan that hasn’t been paid back, you may not be able to get another loan until the previous one is cleared.
3 Easy Ways to Get 1GB Loan from Airtel
There are three major ways through which you can request a data loan in Airtel. You can either use the Airtel Thanks App or use USSD codes. All these methods are free to try, and you will only be charged once the data loan is activated. Let’s break it down.
Use Airtel Thanks App
The easiest and most modern way to take a 1GB loan in Airtel is through the Airtel Thanks app. If you already have the app, great! If not, download it from Google Play Store or Apple App Store.
Steps:
- Open the Airtel Thanks App.
- Login using your Airtel number (you’ll receive an OTP).
- On the home screen, check for a banner or button that says “Get Emergency Data Loan.”
- Tap on it and choose “1GB Loan.”
- Confirm the request.
The loan will be instantly credited to your account. This is the easiest and most user-friendly method, especially if you’re someone who prefers apps over codes.
Dial USSD Code
If you don’t have internet or the app installed, don’t worry! You can use the USSD method, which works on every phone—smart or feature phone.
Steps:
- Open your phone’s dialer.
- Type *141# and press the call button.
- You’ll see a menu. Select the option that says “Data Loan” or “1GB Loan”.
- Confirm your choice.
You’ll get a confirmation message, and your data loan will be activated instantly.
Dial Another USSD Code Directly
There’s another shortcut you can try:
Just dial *141*567# and follow the on-screen instructions.
This direct code skips the menu and takes you straight to the loan option, which can save time in urgent situations.
Who Can Take 1GB Loan on Airtel?
Not everyone is eligible for a data loan. Airtel has set a few conditions, and if you meet them, you’re good to go.
You can take a 1GB loan if:
- You are a prepaid Airtel customer.
- You have used the SIM for at least 90 days.
- You have no active data loan pending.
- Your current data balance is zero or very low.
- You are trying to access the loan using a verified method like the Airtel app or USSD code.
This means if you’re a new Airtel user, you might have to wait a few weeks before this feature becomes available to you.
What is the Cost of Taking 1GB Loan?
Now, you might be wondering: “How much does it cost to take a 1GB loan in Airtel?”
Well, the cost is quite affordable. Airtel usually charges ₹25 for 1GB of emergency data loan. However, pricing might slightly vary depending on your region or circle.
When you recharge next time, this ₹25 will be automatically deducted from your recharge amount. So technically, you’re not paying immediately, but you will pay later—just like any credit.
There are no hidden charges. You pay only what’s mentioned when you activate the loan.
Problems You May Face While Taking Airtel Loan
Sometimes, things don’t go as planned. Even if you’re eligible, you might face a few issues while trying to get your 1GB loan. Let’s talk about some common problems and how to fix them.
Loan Not Working?
Sometimes, you might dial the code or use the app, but you don’t receive the loan. In most cases, it’s because:
- You already have a pending loan.
- You’re not eligible due to low usage.
- There’s a temporary network issue.
Try again after a few minutes, or make sure your last loan is fully paid.
App Not Showing Loan Option?
If you’re using the Airtel Thanks app and don’t see the emergency loan option:
- Make sure the app is updated.
- Check your login status (you should be logged in with the Airtel number).
- Restart the app or reinstall it.
Still not working? Try the USSD method as a backup.
How to Repay the Airtel Data Loan
Repaying your Airtel data loan is very easy. You don’t need to do anything special. Just make a regular recharge, and the loan amount (₹25 in most cases) will be automatically deducted from it.
For example:
- If you recharge ₹100, and you owe ₹25 for the data loan, you’ll be left with ₹75 main balance.
Make sure to recharge with enough balance to cover the loan plus any other services you might want to use.
Tips to Use Your 1GB Loan Wisely
A 1GB data loan might not seem like a lot, but if used smartly, it can last longer than you think.
Here are a few tips to get the most out of your 1GB:
- Turn off auto-updates and background apps.
- Use data saver mode on your phone.
- Stream videos in low quality.
- Avoid downloading large files.
- Use Wi-Fi when available and keep mobile data off when not needed.
By following these simple steps, your 1GB can be stretched out and used effectively in emergency situations.
The Bottom Line
Getting a 1GB loan in Airtel is easy, fast, and super helpful—especially during those unexpected moments when you really need data but don’t have enough balance. Whether you choose to use the Airtel Thanks app or dial a USSD code, the process is smooth and reliable.
Just remember to repay the loan on time and try not to make it a habit. It’s meant for emergencies, not regular use. Now that you know how to take a 1GB loan in Airtel, you’re all set for those surprise data blackouts.
